Knowing what to do with your money is more important than ever. Randy Billingsley’s market-leading Personal Financial Planning, 14th Edition, provides the tools, techniques, and understanding necessary to define and achieve your financial goals. This comprehensive guide offers numerous practical examples, illustrations, and a reliance on common sense that make the content engaging and refreshingly concrete. Features such as “You Can Do It Now,” “The Financial Impact of Personal Choices,” “Financial Fact or Fantasy,” “Financial Planning Tips,” “Financial Road Signs,” and “Behavior Matters” keep the material relevant and vital for facing a lifetime of important personal financial decisions.

The 14th edition is packed with information pertinent to your life, including advice on changing spending habits for the better, knowing the right questions to ask a financial adviser, using tips on budgeting and planning for retirement, recognizing what to look for when choosing a bank, deciding whether to buy or lease a car, understanding what’s important when buying your first home, and selecting the right credit card. All-new features teach you to use today’s critical financial tools and technology, including financial planning software. CFP practice questions provide valuable practice.

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