An in-depth look at how banks and financial institutions manage assets and liabilities, this book is created for banking and finance professionals who wish to expand their management skillset. Authored by the experts at the world-renowned Hong Kong Institute of Bankers, it focuses on essential areas such as setting up governance structures to minimize risks, regulatory disclosures, interest rates, and risk hedging. The content delves into explaining bank regulations and their relationship with monetary authorities, statements, and disclosures. It also considers the governance structure of banks and offers strategies for managing assets and liabilities in areas like loan and investment portfolios, deposits, and funds. Furthermore, it explores capital and liquidity, including current standards under Basel II and Basel III, funding needs, and stress testing. The book presents guidance on managing interest rate risk, hedging, and securitization.